How to check the house in your name
In today's society, real estate is one of the important assets. Many people may forget the status of the real estate in their name because of the long time or the large number of properties. So, how to check the house in your name? This article will introduce you to several common query methods in detail and provide structured data for reference.
1. Inquiry through the Real Estate Registration Center
The Real Estate Registration Center is the most authoritative inquiry channel. You can bring your original ID card to the local real estate registration center or government service hall. After filling in the inquiry application form, the staff will provide you with the detailed registration information of the property under your name.
| Query method | Materials required | query time | cost |
|---|---|---|---|
| Offline window inquiry | Original ID card | immediate | free |
| Self-service inquiry machine | Original ID card | 5-10 minutes | free |
2. Inquiry through online platform
With the digitization of government services, many regions have opened online inquiry functions. You can make inquiries through the following platforms:
| Platform name | Coverage | Query steps |
|---|---|---|
| Government Service Network | All provinces and cities across the country | Register and log in→Select real estate query→Face recognition→View results |
| Alipay/WeChat | Some cities | Search "Real Estate Query" → Authorize login → View results |
3. Check loan records through bank
If you have ever purchased a house through a bank loan, you can indirectly understand the situation of the property under your name by checking your personal loan records. Here's how to check with major banks:
| bank | Query method | Materials required |
|---|---|---|
| Industrial and Commercial Bank of China | Mobile Banking→Loan→My Loan | Mobile banking has been activated |
| China Construction Bank | Online Banking→Personal Loan→Loan Inquiry | Online banking has been activated |
4. Inquiry through the tax department
Personal real estate usually involves tax information such as deed tax and property tax. You can check relevant records through the tax department:
| Query method | Materials required | Get information |
|---|---|---|
| Personal Income Tax APP | Real-name verified account | Real estate transaction tax records |
| tax bureau window | Original ID card | Tax payment certificate, etc. |
5. Handling special situations
For the following special situations, different query methods are required:
1.Shared property inquiry: If the property is shared by multiple people, all co-owners need to bring their ID documents for joint inquiry.
2.Remote property inquiry: At present, real estate registration across the country is not yet fully connected, and properties in other places need to be checked at the location of the property.
3.historical properties: For older properties, you may need to check the historical registration records of the archives department.
6. Inquiry matters needing attention
1. Protect personal privacy: Do not inquire about other people’s property information through informal channels.
2. Information accuracy: There may be time differences in the query results from different channels, and the information from the Real Estate Registration Center shall prevail.
3. Frequency of inquiries: Frequent inquiries may affect personal credit records. It is recommended to reasonably control the number of inquiries.
4. Information update: It usually takes 1-3 months to complete the registration and filing of a newly purchased property.
Through the above methods, you can have a comprehensive understanding of the property situation under your name. It is recommended to check regularly and do a good job in personal asset management. If you find that the registration information is incorrect, you should promptly apply to the Real Estate Registration Center for correction.
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